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Tuesday, 31 August 2010 04:53 |
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New Capabilities Expand Consumer Credit Reach, Produce Higher Acceptance Rates for Lenders
 BOZEMAN--(BUSINESS WIRE)-- Zoot, a leading provider of advanced instant credit decisioning and loan origination solutions, announced the release of zAcquire℠ instant prescreen decisioning solution with Prescreen 3.0 capabilities. Prescreen 3.0 integrates new types of data into the instant prescreen process and provides a more comprehensive evaluation of consumers.
Additional data, when employed in a prescreen environment provides more accurate, predictive and cost effective credit decisions. Lenders are able to grant credit to a greater number of consumers, without changing their risk tolerance, and gain insight regarding the most appropriate credit product to offer. Supplementing traditional credit bureau data with more complete consumer information helps lenders lower their screening costs by ruling out certain credit applicants sooner in the process.
Zoot pioneered the prescreen process in 1992 by helping its clients create the first instant prescreen (or prescreen-of-one) solution in the country. Subsequently, Zoot became the first multi-bureau provider of prescreen-of-one solutions. While these changes revolutionized the industry, the unique issues facing today’s financial market have established the need for the next generation of prescreen capabilities, which the company defines as Prescreen 3.0.
Zoot has partnered with several alternative credit data sources to provide lenders with information that broadens the use and appeal of instant prescreen. More complete background data allows creditors to decision thin file and no file consumers that were not able to be scored previously. As quoted in the July 13, 2010 issue of American Banker Tom Johnson, vice president of product development at Zoot says, "We find that right now in the market there is a hunger for other data and additional intelligence.”
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Thursday, 19 August 2010 05:17 |
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 (HELENA)---The Montana State Library and Montana Fish, Wildlife & Parks announced the launch of a new website designed to assist hunters find the basic information they need for a successful hunting season. The "Hunting Companion" can be found online .
The website was developed in part to assist Montana's librarians as they field requests from hunters in libraries across the state. The "Hunting Companion" is a streamlined access point for the basic information every hunter needs for a successful hunt.
"Librarians around the state are reporting an increased need from their patrons for information on Montana's geography and natural resources," said Jennie Stapp, Chief Information Officer and Digital Library Director at the Montana State Library. "That information is often found in multiple sources, including the websites from multiple state and federal agencies. By sifting through all of the information that is available from many different sources, we were able to locate the resources that every hunter needs for a safe and successful hunting season and make it available in one easy-to-access site."
The "Hunting Companion" is designed to provide answers to four questions that hunters ask, including:
- What can I hunt?
- When can I hunt?
- Where can I hunt? and
- How do I hunt?
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Last Updated on Thursday, 19 August 2010 05:23 |
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Friday, 13 August 2010 05:51 |
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 TechLink, a federally funded technology transfer center at MSU, has been selected by the International Economic Development Council (IEDC) for a 2010 Excellence in Economic Development Award.
TechLink won the "Technology-Based Economic Development" award for organizations in communities with populations of 25,000 to 200,000. The award will be presented at the 2010 IEDC Annual Conference in Columbus, Ohio.
-MSU News Service
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Last Updated on Friday, 13 August 2010 05:55 |
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Friday, 06 August 2010 05:06 |
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 Imagine 1,500 influential entrepreneurs and business leaders in Seattle, New York and San Francisco gathered together to watch and be wowed by your demo.
Are you a passionate entrepreneur? Do you love helping other entrepreneurs? Does your technology product serve the entrepreneur community?
If you answered yes to questions above, then you should apply and demo at BizTechDay.
We are looking for you! We want passionate entrepreneurs who can't wait to demo and show off your products and meet the entrepreneur community.
Who should demo?
Passionate Founders, CEOs and Evangelists of innovative companies
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Wednesday, 04 August 2010 05:47 |
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DOJ is considering requirements to make websites accessible for people with disabilities. These regulations could affect governmental entities and public accommodations covered by the ADA that provide goods, services, programs or activities to the public via websites on the Internet.
Title III of the ADA covers private entities whose operations affect commerce (such as restaurants, movie theatres, schools, daycares facilities, recreational facilities and doctors’ offices) and commercial facilities (such as factories, warehouses and office buildings). DOJ specifically asks the public for input on the impact of web accessibility requirements on small entities. Comments are due on January 24, 2011.
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Friday, 30 July 2010 04:58 |
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Revamped SBA.gov will deliver essential information and services to small business owners
The new SBA.gov will make it easier for small businesses, lending institutions, small business counselors and other members of the small business community to more quickly find the information they need through a simplified navigation structure. In addition, new features will allow users to tailor their experience to provide information that is specific to their needs and location.
The new website also will offer a dedicated lender area that helps banks and other financial institutions that partner with the SBA.
“Our goal as an agency is to get information, tools and services into the hands of small business owners more quickly so they can spend more time doing what they do best – creating the jobs that will drive our economic recovery,” said SBA Administrator Karen Mills. “Through a new, personalized and dynamic SBA.gov we will be better able to support job growth across the country.”
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WASHINGTON, D.C. – The U.S. Small Business Administration will launch a 
